Praharaj has working experience of more than thirty years with Reserve Bank of India, United India Insurance Co, State Bank of India, and SBI Life Insurance Co. He has also been a visiting professor of finance at ITM (Vashi), IIBM (Sanpada), and IBSAR. He has published several articles in various prestigious newspapers including The Mint Money, The Financial Express, The Economic Times, The Business Bhaskar, and The Indian Express and is the author of Your Everyday Guide to Personal Finance and Insurance.