Nirakar is a CFA charter holder and certified financial risk manager from GARP, USA. He has over three decades of experience in the financial sector in India and Europe. His previous assignments include head of investment control at Generali Investments (Paris), CIO at Future Generali India Life Insurance Company Limited (Mumbai), head of Investments at SBI (Frankfurt), and head of treasury at SBI Gilts, now DFHI (Mumbai). He is currently chief executive officer, India, for PRMIA (Professional Risk Managers’ International Association) and is also a practising SEBI registered investment advisor.